The NIACL AO syllabus 2025 outlines the subject-wise topics and structure for the Administrative Officer (AO) recruitment conducted by The New India Assurance Company Limited. Candidates applying for Generalist and Specialist positions must qualify through a competitive three-stage selection process: Prelims, Mains, and Interview. Understanding the NIACL AO syllabus 2025 in detail is essential to align preparation with the exam requirements.


NIACL AO Exam Pattern 2025 – Prelims

The Preliminary exam is the first stage of the NIACL AO syllabus 2025, designed to screen candidates for Mains. It is objective in nature and includes three sections.

Section Questions Marks Time
English Language 30 30 20 mins
Reasoning Ability 35 35 20 mins
Quantitative Aptitude 35 35 20 mins
Total 100 100 60 mins

The NIACL AO syllabus 2025 for Prelims is the same for Generalist and Specialist posts.


NIACL AO Syllabus 2025 – Prelims Topics

English Language

  • Reading Comprehension

  • Error Detection

  • Fill in the Blanks

  • Cloze Test

  • Para Jumbles

  • Sentence Improvement

  • Vocabulary-based Questions

Reasoning Ability

  • Puzzles & Seating Arrangement

  • Syllogism

  • Blood Relations

  • Input-Output

  • Inequality

  • Direction & Distance

  • Coding-Decoding

Quantitative Aptitude

  • Simplification & Approximation

  • Number Series

  • Data Interpretation

  • Time, Speed & Distance

  • Profit & Loss

  • Percentage & Ratio

  • Time & Work

  • Simple & Compound Interest

A solid grasp of the Prelims part of the NIACL AO syllabus 2025 helps in achieving the qualifying cut-off for the Mains exam.


NIACL AO Exam Pattern 2025 – Mains

The Mains exam under the NIACL AO syllabus 2025 includes both objective and descriptive components. The structure differs for Generalist and Specialist posts.

For Generalists:

Section Questions Marks Time
Reasoning Ability 50 50 40 mins
English Language 50 50 40 mins
General Awareness 50 50 30 mins
Quantitative Aptitude 50 50 40 mins
Total 200 200 2 hrs 30 mins (including descriptive)

For Specialists:

Section Questions Marks Time
Reasoning Ability 40 40 35 mins
English Language 40 40 30 mins
General Awareness 40 40 25 mins
Quantitative Aptitude 40 40 35 mins
Technical & Professional Knowledge 40 40 35 mins
Total 200 200 2 hrs 40 mins (including descriptive)

NIACL AO Syllabus 2025 – Mains Topics

General Awareness

  • Current Affairs (National & International)

  • Financial & Insurance Awareness

  • Banking Terms

  • Government Schemes

  • Static GK

Technical Knowledge (for Specialists)

  • Relevant Subject Knowledge (Legal, Finance, IT, Automobile, Health, etc.)

Descriptive Test (Common for All)

  • Letter Writing

  • Essay Writing

The Mains section of the NIACL AO syllabus 2025 is critical for scoring high to get shortlisted for the interview.


Recommended Books for NIACL AO Syllabus 2025

To effectively prepare for the NIACL AO syllabus 2025, the following books are useful:

  • Quantitative AptitudeQuantitative Aptitude for Competitive Exams by R.S. Aggarwal

  • Reasoning AbilityA Modern Approach to Verbal & Non-Verbal Reasoning by R.S. Aggarwal

  • English LanguageObjective General English by S.P. Bakshi

  • General AwarenessLucent’s General Knowledge, Banking Awareness by Arihant

  • Technical Knowledge – Subject-specific textbooks (Law, Finance, IT, etc.)

These books cover the entire NIACL AO syllabus 2025 and help candidates practice topic-wise questions efficiently.


FAQs on NIACL AO Syllabus 2025

Q1. Is the NIACL AO syllabus the same for Generalist and Specialist posts?
The Prelims syllabus is the same. In Mains, Generalists have standard subjects, while Specialists also appear for a technical/professional knowledge section.

Q2. What is the marking scheme for NIACL AO 2025?
Each correct answer carries 1 mark, and 0.25 marks are deducted for every wrong answer in both Prelims and Mains.

Q3. Is there any descriptive paper in NIACL AO Mains?
Yes, a descriptive English test (Essay and Letter Writing) is conducted in the Mains stage.

Q4. Which sections are most important in the NIACL AO syllabus 2025?
All sections carry equal weight, but current affairs, reasoning, and aptitude are crucial for cut-off marks.

Q5. Can I prepare for NIACL AO without coaching?
Yes, with the right strategy, books, and consistent practice, self-preparation is enough to cover the NIACL AO syllabus 2025 effectively.